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Why Choose WUHLD? Our Key Features Explained

· 18 min

Note: The following scenario is fictional and used for illustration.

Emma, 38, spent three weeks researching online will services. She'd read reviews of Farewill (£100 plus £10/year updates), Which? Wills (£80, 28-day download limit), and Co-op Legal (£195 for telephone support). The pricing confused her—some had annual fees, others charged per update, and many had hidden costs for "extras" like executor guidance.

When she discovered WUHLD, the transparent one-time pricing (£99.99, unlimited updates forever) seemed too good to be true. "What's the catch?" she wondered.

Like 73% of UK consumers who check online reviews before purchasing from a new company, Emma needed to understand exactly what WUHLD offered before trusting the service with her family's future.

This guide explains every WUHLD feature, compares our service to alternatives, and helps you decide if WUHLD is right for your situation.

Table of Contents

What is WUHLD? (Understanding Our Mission)

WUHLD is an online will creation service designed to make will writing accessible to UK families with straightforward estates. We exist because will creation shouldn't be expensive, confusing, or intimidating—yet 46% of UK adults have not made a will, leaving families vulnerable to intestacy rules.

The name WUHLD stands for "Write Up How Life Dies"—a reminder that will writing is fundamentally about protecting the people you love. Our mission is simple: democratize will writing through technology and transparency.

For £99.99, you get a complete, legally valid will that complies with Section 9 of the Wills Act 1837, the legal standard for England and Wales. No subscriptions. No hidden fees. No upsells.

WUHLD serves the 90% of UK families with straightforward estates—property, savings, children, standard provisions. We're not a law firm, and we don't provide bespoke legal advice. If you need complex tax planning or business succession advice, you need a specialist solicitor, and we'll tell you that honestly.

James and Sarah, both 42 with two children (ages 8 and 11), own a £380,000 home in Manchester and have £45,000 in savings. They delayed making wills for five years because solicitor quotes required multiple appointments they couldn't schedule around work and school runs. Their estate is straightforward—no business interests, no overseas property, no complex trusts. WUHLD was designed for families exactly like theirs.

Feature 1: Transparent One-Time Pricing (No Hidden Fees)

WUHLD costs £99.99 for a single will or £149.99 for couples. That's it. One payment. Forever.

This price includes your complete will, three expert guides (Testator Guide, Witness Guide, Asset Inventory), unlimited updates for life, and secure download. No annual fees. No subscription charges. No per-update costs. No storage fees. No "premium" tiers. No surprises.

You own your will completely. Download it as many times as you need, store it where you choose, and update it whenever your circumstances change—all without paying another penny.

Compare the alternatives: Farewill charges £100 plus £10/year after year one (£190 over 10 years). Which? Wills costs £80 but requires repurchasing for updates. Co-op Legal charges £195-295 depending on method. Solicitors typically charge £125-260 for basic wills, with update fees of £100-200 per change.

Michael, 45, created a will with a competitor for £80. Over 10 years, three life changes (remarriage, property purchase, guardian update) cost £15 each. His "£80 will" totaled £125. WUHLD's £99.99 one-time payment would have saved him the repeated charges.

70% of users apply filters based on online ratings, and pricing transparency builds trust. We don't bury subscription fees in fine print.

Feature 2: Unlimited Free Updates for Life

Life changes. Your will should change with it.

WUHLD includes unlimited free updates for life. Marriage, divorce, children, property changes, executor updates—whatever happens, log in, make changes, and download a new will at no charge.

Most people update their will 3-5 times over a lifetime as circumstances change. Farewill's £10/year subscription costs £100+ over a decade. Solicitors charge £100-200 per update. Which? Wills requires repurchasing for each update (£80 each time). These costs add up quickly, turning an affordable decision into an expensive ongoing commitment.

Lisa created her WUHLD will at 29. At 31, she married (updated free). At 33, her daughter was born (updated free). At 35, she bought a larger house (updated free). At 38, her executor passed away (updated free). Four life updates, zero cost. With a solicitor at £150 per update, she'd have spent £600.

Legally, each update creates a new will that revokes the previous one. WUHLD makes this seamless: update, preview, download, execute. Your family's protection shouldn't depend on whether you can afford update fees.

Yes. WUHLD wills comply with Section 9 of the Wills Act 1837, the legal standard for England and Wales. Five requirements apply:

  1. Be 18 or older
  2. Will in writing
  3. Signed by testator
  4. Testamentary capacity
  5. Two independent witnesses over 18

When properly executed, WUHLD wills have identical legal validity to solicitor-drafted wills. UK courts don't distinguish between creation methods. They only care whether the will meets Section 9 requirements. The law is technology-neutral—what matters is proper execution, not the source.

Witnesses cannot be beneficiaries or their spouses—Section 15 of the Wills Act 1837 voids such gifts. This is the most common execution mistake. WUHLD's Witness Guide prevents it with clear, simple instructions.

David, 52, worried his online will might not "hold up in court." His solicitor friend confirmed: "A £99 will that meets Section 9 is just as legally valid as my £750 will. The law doesn't care where you created it." Legal validity comes from following the Wills Act 1837, not from who drafted it.

Feature 4: Three Expert Guides Included Free

Testator Guide (for you): Step-by-step signing instructions, testamentary capacity checklist, execution mistakes to avoid, storage guidance, and review timing. Most wills fail from execution errors, not drafting problems. This guide ensures you get it right.

Witness Guide (for your witnesses): Ensures witnesses understand their role, eligibility requirements (cannot be beneficiaries or their spouses), signing procedure, and common mistakes that invalidate wills. Give this to your witnesses before they sign to prevent problems.

Asset Inventory (comprehensive checklist): Covers property, savings, investments, pensions, digital assets (cryptocurrency, domain names, social media), sentimental items, and debts. Helps ensure nothing is forgotten when you create or update your will.

Angela, 56, found the Asset Inventory helped her remember Premium Bonds (£8,000) and her late mother's jewelry she'd forgotten in her initial draft. She updated her will (free) to include them.

Compare to competitors: Farewill charges £595-2,750 for executor services. Co-op charges 2-4% of estate value plus VAT. WUHLD empowers your chosen executors with guidance rather than replacing them with paid services.

Feature 5: Preview Your Will Free Before Paying

WUHLD lets you complete the entire process and preview your complete will—no credit card required. You only pay when ready to download.

Most online services require payment upfront. WUHLD does the opposite: see exactly what you're buying before paying £99.99.

Your free preview shows your entire will text, all distribution clauses, beneficiary details, executor appointments, guardianship provisions, specific bequests, and residuary clauses. You can't download or print until payment, but you can read every word and verify every provision.

Tom, 44, had been burned by online services before. When WUHLD offered "preview free," he was skeptical. He spent 20 minutes creating his will, then previewed the entire document—every clause, his £290,000 estate distribution, trusts for his two children, and executor appointment. Satisfied, he paid £99.99. "They let me see everything before asking for my credit card."

The free preview demonstrates product confidence and respects your right to see what you're buying. No bait-and-switch. Complete transparency.

Feature 6: 15-Minute Will Creation Process

Most people complete their WUHLD will in 15-20 minutes. The guided process uses plain-English explanations—no legal jargon.

Process flow: create account → enter assets → select beneficiaries → appoint executors → appoint guardians (if children) → specify bequests → review → preview.

Save your progress and return anytime. Works on phone, tablet, or desktop.

Compare to solicitors: 1-3 appointments over 2-6 weeks, scheduling delays, office visits during work hours, waiting for document reviews. 54% of UK respondents research online before major purchases and expect the same convenience for will creation.

Priya and Amit, both 36 with a 3-year-old, had postponed wills for two years. Every solicitor appointment required half a day off work. Priya completed her WUHLD will one evening in 18 minutes. Amit did his the next evening in 16 minutes. They paid £149.99 for the couple's package and downloaded both wills. Total time: 45 minutes from their sofa.

Download and print immediately after payment. No waiting. No posting. Instant completion.

Feature 7: Bank-Level Security & Data Protection

WUHLD uses AES-256 encryption for data at rest and in transit—the same standard used by UK banking apps. Information is stored on secure servers with regular security audits.

What we collect: name, address, beneficiary details, asset descriptions (necessary for will creation). What we don't collect: unnecessary personal data, browsing history, or marketing profiles.

Data is never shared with third parties except as necessary to provide the service (payment processing). We don't sell customer information or share data with advertisers.

WUHLD complies fully with UK GDPR requirements. After generating your will, we retain minimal information—your name and will metadata. Sensitive asset details aren't stored permanently. You can request complete data deletion anytime.

Identity theft concerns are at the heart of consumer anxiety about online activities, particularly for financial and legal information.

Caroline, 51, worked in IT security. She reviewed WUHLD's privacy policy and noted: AES-256 encryption (bank-standard), minimal data retention, GDPR-compliant deletion, no third-party data selling. "WUHLD treats my will information with the same security as my financial data."

What WUHLD Doesn't Include (And Why That's Honest)

What WUHLD doesn't include:

  • Phone consultations (by design—complex estates need specialist solicitors, not online services)
  • Bespoke legal advice (we're not a law firm)
  • Executor services (we empower your executors with guides rather than replacing them with paid services—Farewill charges £595-2,750)
  • Tax planning consultations (complex IHT planning needs specialist advice)
  • International estate coordination (UK-focused for England and Wales)
  • Dispute resolution services (expected contests need defensive drafting from contentious probate solicitors)
  • Business succession planning (complex business ownership needs specialist advice)

WUHLD targets straightforward estates—90% of UK families without complex business interests, international assets, or contested situations. For the complex 10%, we'll recommend specialists.

Robert, 58, owned a consultancy worth £1.2 million plus £800,000 in property. He had children from his first marriage and stepchildren from his current marriage. WUHLD's website clearly stated his situation needed specialist solicitor advice. Robert consulted a solicitor (£850 plus £200/hour tax planning) who structured his estate to minimize IHT. "WUHLD could have taken my £99.99, but they were honest that my situation needed more. That transparency made me trust them—I've recommended them to colleagues with simpler estates."

When you need a solicitor, we'll tell you. This honesty builds more trust than overpromising.

WUHLD vs Other Options: Feature Comparison

Here's how WUHLD compares to the main alternatives for will creation in the UK:

Feature WUHLD Farewill Which? Wills Co-op Legal Solicitor
Upfront cost (single) £99.99 £100 £80 £195-295 £125-260
Upfront cost (couples) £149.99 £160 £130 £340-495 £250-520
Annual fees £0 £10/year after year 1 £0 £0 £0
Update costs Free forever Free with subscription Must repurchase £100-150 each £100-200 each
10-year total cost £99.99 £190+ £80+ (multiple purchases) £195-295+ £250-1,500+
Legal validity Identical (Section 9, Wills Act 1837) Identical Identical Identical Identical
Completion time 15-20 min 20-30 min 15-20 min Varies 2-6 weeks
Expert guides 3 free No No Limited Verbal
Free preview Yes (full) No No No Draft review
Complex estates No Limited Limited Yes Yes

Sources: Farewill, Which? Wills, Co-op Legal, Solicitor costs

Who WUHLD is Best For (And Who Needs a Solicitor)

WUHLD is ideal for:

  • Young families (20s-40s) with straightforward estates
  • First-time homeowners and new parents needing to appoint guardians
  • Couples with aligned wishes about inheritance
  • People with standard assets (property, savings, investments, pensions)
  • Tech-comfortable users who prefer online convenience
  • Anyone valuing transparent pricing without subscriptions

WUHLD works for estates from £50,000 to £2 million+ if straightforward. Complexity matters more than value.

Choose a solicitor if you have:

  • Complex business ownership or partnerships
  • International assets or property in multiple countries
  • Expected family disputes requiring defensive drafting
  • Significant IHT concerns (estates over £2M with complex structures)
  • Disabled beneficiaries needing specialist trusts
  • Agricultural property or business property relief considerations
  • Preference for face-to-face legal advice

Three examples:

Jessica, 32 – £265,000 flat, £18,000 savings, unmarried partner. WUHLD verdict: Perfect fit. Cost: £99.99, 16 minutes.

Malcolm, 61 – £900,000 dental practice, £1.1M properties, blended family, IHT concerns. WUHLD verdict: Needs solicitor. Business succession + blended family + IHT = complex.

Sanjay & Meera, 44 – £420,000 house, £85,000 savings, two children. Want guardians and equal inheritance. WUHLD verdict: Ideal. Cost: £149.99 couples package, 35 minutes total.

WUHLD serves 90% of UK families brilliantly. If you're in the complex 10%, we'll recommend specialist advice. We'd rather lose a sale and gain trust than sell inadequate service.

Frequently Asked Questions

Q: What makes WUHLD different from other online will services?

A: WUHLD offers transparent one-time pricing (£99.99 with unlimited free updates forever), no annual subscription fees, and complete ownership of your will. Unlike competitors who charge £10-20/year for updates, WUHLD includes three expert guides and lets you preview your entire will free before paying anything.

Q: Are wills created with WUHLD legally valid in the UK?

A: Yes. WUHLD wills comply with Section 9 of the Wills Act 1837, the legal standard for England and Wales. When properly signed and witnessed (two independent witnesses over 18), WUHLD wills have identical legal validity to solicitor-drafted wills.

Q: What three expert guides are included with WUHLD?

A: Every WUHLD will includes a Testator Guide (step-by-step instructions for signing your will), a Witness Guide (clear guidance for your witnesses), and an Asset Inventory (comprehensive checklist to ensure nothing is forgotten). These guides empower your executors and ensure proper execution.

Q: How much does WUHLD cost compared to a solicitor?

A: WUHLD costs £99.99 for a single will or £149.99 for couples with unlimited free updates forever. Solicitors typically charge £125-260 for simple wills, plus additional fees for updates (£100-200 per change). For straightforward estates, WUHLD provides identical legal validity at lower cost.

Q: Can I really preview my entire will for free before paying?

A: Yes. WUHLD lets you complete the entire will-creation process, see every clause and provision, and preview your complete will with no credit card required. You only pay when you're completely satisfied and ready to download your legally binding documents.

Q: Does WUHLD work for complex estates or just simple wills?

A: WUHLD is designed for straightforward estates including property, savings, investments, guardianship, and standard trusts for children. For complex estates involving international assets, business succession, significant inheritance tax planning, or contested family situations, we recommend consulting a specialist solicitor.

Q: How long does it take to create a will with WUHLD?

A: Most people complete their WUHLD will in 15-20 minutes. The guided process walks you through every decision with clear explanations. You can save your progress and return anytime. Once finished, you can download and print your will immediately—no waiting days for solicitor appointments or document reviews.

Q: What happens to my data when I use WUHLD?

A: WUHLD uses bank-level encryption (AES-256) to protect your information. Your data is stored securely and never shared with third parties except as necessary to provide the service. After generating your will, minimal information is retained, and you can request complete data deletion at any time.

Q: Can I update my will later without paying again?

A: Yes. WUHLD includes unlimited free updates for life. If your circumstances change (new children, marriage, property purchase, executor changes), simply log in, make your updates, and download a new will at no additional cost. This saves hundreds compared to solicitor update fees or competitor subscription charges.

Q: What if I need help while creating my will?

A: WUHLD's guided process includes explanatory text at every step, addressing common questions and scenarios. For straightforward estates, this eliminates the need for phone support. If your situation is complex enough to require extensive professional guidance, a specialist solicitor consultation (while more expensive) may be more appropriate than any online service.

Conclusion

Key takeaways:

  • WUHLD offers transparent one-time pricing (£99.99, no subscriptions) with unlimited free updates forever
  • Wills created with WUHLD have identical legal validity to solicitor wills when properly executed under Section 9, Wills Act 1837
  • Three expert guides (Testator, Witness, Asset Inventory) ensure proper execution without expensive upsells
  • Free preview lets you see your complete will before paying—complete transparency
  • 15-minute process; download immediately with no appointments or waiting

The hardest part of making a will isn't the legal complexity—it's overcoming procrastination and finding a trustworthy solution. WUHLD removes the barriers: cost, time commitment, confusion, and uncertainty.

Understanding WUHLD's features is one thing. Seeing your own will come together is another.

Need Help with Your Will?

Understanding WUHLD's features and transparent pricing is the first step. Seeing your own will come together—with your beneficiaries, your guardians, your specific wishes—is what transforms understanding into confidence that your family is protected exactly as you intend.

Create your will with confidence using WUHLD's guided platform. For just £99.99, you'll get your complete will (legally binding when properly executed and witnessed) plus three expert guides. Preview your will free before paying anything—no credit card required.

Legal Disclaimer:

This article provides general information only and does not constitute legal or financial advice. WUHLD is not a law firm and does not provide legal advice. Laws and guidance change and their application depends on your circumstances. For advice about your situation, consult a qualified solicitor or regulated professional. Unless stated otherwise, information relates to England and Wales.

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