Sarah, a 42-year-old primary school teacher in Havering, had been putting off making a will for three years. She and her husband recently moved to Hornchurch with their two young children, buying their first family home for £445,000. After settling in, they knew they needed wills to protect their children and secure their home, but when a local Romford solicitor quoted £1,200 for mirror wills, they felt overwhelmed by the cost and kept putting it off.
Then a friend mentioned she'd created her will online in 15 minutes for £99.99. Sarah couldn't believe something so important could be so simple and affordable.
Meanwhile, 262,000 people in Havering need to think about their wills. If you die without one, the government decides who inherits—regardless of whether you live in Romford, Hornchurch, or anywhere across the borough.
This guide explains how you can create a legally binding will in Havering for £99.99 in just 15 minutes online—no solicitor appointment needed.
Will Writing in Havering
Whether you're a family in Hornchurch, a professional commuting from Romford, or a pre-retiree in Gidea Park, a will ensures your estate goes to the people you choose.
In Havering, average property prices are £430,000. Add savings, pensions, and investments, and most residents have estates worth protecting. Without a will:
- Your unmarried partner inherits nothing (even if you've lived together for decades)
- The government decides who raises your children
- Your estate could go to distant relatives you've never met
- Your family faces months of legal complications
For the 262,000 residents of Havering—characterized by family-focused suburbs like Hornchurch and Romford, an older demographic profile (though median age is falling as young families move in), and high homeownership rates around 65-70%—making a will isn't just for older people. It's about protecting what you've built and the people you love.
Havering is London's second least densely populated borough, offering suburban and semi-rural character with green spaces. Many residents have worked hard to build equity in their homes, often commuting to central London for professional careers. With property values well above the UK average of £290,000, making Havering one of outer London's more valuable property markets, intestacy rules could force the sale of family homes or distribute assets incorrectly.
UK intestacy rules are strict and often unfair. If you're unmarried, your partner gets nothing—even if you've raised children together in your Hornchurch home for 20 years. If you have young children and both parents die, the court appoints guardians, not your chosen godparents or family members.
The solution is simple: make a will. In Havering, you don't need an expensive solicitor or weeks of appointments. WUHLD lets you create a complete, legally binding will in 15 minutes online.
How WUHLD's Online Will Service Works
Creating your will with WUHLD takes just 15 minutes. You don't need any legal knowledge or appointments. Here's how it works:
1. Answer Simple Questions
Our step-by-step platform guides you through everything:
- Who should inherit your estate
- Who should be your executors
- Guardians for your children (if applicable)
- Specific gifts or donations
- Your residuary estate distribution
2. We Generate Your Will
Based on your answers, we create a complete, legally valid UK will that meets all requirements under the Wills Act 1837.
3. Preview Free
You can review your entire will before paying anything. Make changes, adjust your wishes, or sleep on your decisions. No credit card required.
4. Download and Sign
When you're satisfied, pay £99.99 and download:
- Your complete will (legally binding)
- A 12-page Testator Guide (step-by-step signing instructions)
- A Witness Guide (for your witnesses)
- A Complete Asset Inventory (to help your executors)
5. Sign with Witnesses
Follow the guide to sign your will with two independent witnesses. Once signed, your will is legally valid and enforceable.
From start to finish: 15 minutes online. No solicitor appointments, no legal jargon, no stress.
Why Choose WUHLD for Your Will
Price: £99.99 vs £700
In Havering, solicitors charge between £550 and £850 for a will. We've researched local firms, and the average cost is around £700.
WUHLD costs £99.99. One-time payment. No hidden fees. No subscriptions.
What you get for £99.99:
- Your complete, legally binding will
- A 12-page Testator Guide explaining how to execute your will properly
- A Witness Guide to give to your witnesses
- A Complete Asset Inventory document for your executors
Compare that to spending £700+ and taking time off work for multiple solicitor appointments in Romford or Hornchurch.
For mirror wills (two wills for couples), solicitors often charge £850-£1,020. With WUHLD, two people create separate wills for £199.98 total—saving you £650-£820.
Convenience: 15 Minutes vs Weeks
If you're a busy professional working in Havering's retail sector, a commuter to central London, or managing family commitments, finding time for solicitor appointments is hard.
WUHLD works around your schedule:
- Create your will at midnight if you want
- No travel to offices in Romford or Hornchurch
- No taking time off work
- Make changes anytime before paying
Many Havering residents commute to central London for work, creating time-poor schedules. Online will creation fits around your life, not the other way around.
Preview Free Before Paying
Unlike solicitors who charge consultation fees, you can preview your entire will free with WUHLD. See exactly what you're getting before you spend a penny.
Don't like something? Change it. Need time to think? Take it. No pressure, no commitment until you're completely satisfied.
Legally Valid and Complete
WUHLD wills meet all UK legal requirements under the Wills Act 1837. They're accepted for probate across England and Wales, including Havering.
Thousands of people across Greater London trust WUHLD for their will-writing needs.
For Havering Families and Homeowners
Whether you're a first-time buyer in Romford, a professional in Hornchurch, or a family in Harold Wood, WUHLD makes will-writing accessible and affordable.
You've worked hard for your home in Havering (average price: £430,000). Protect it with a will that costs less than a family meal out.
For pre-retiree couples with grown children, estate planning doesn't need to cost £850. For young families needing to appoint guardians, £700 solicitor fees shouldn't be a barrier to protecting your children's future.
Frequently Asked Questions
Do I need a solicitor to make a will in Havering?
No, you don't need a solicitor to make a legally valid will in Havering. Online services like WUHLD let you create a complete, legally binding will in just 15 minutes for £99.99—far less than the £550-£850 that local Havering solicitors typically charge for will writing services.
How much does a will cost in Havering?
Solicitors in Havering typically charge between £550 and £850 for a will, with firms like Cunningtons in Hornchurch charging £500 plus VAT (£600 total) for basic wills. WUHLD offers a complete will service for £99.99, including your will plus three essential guides (Testator Guide, Witness Guide, Asset Inventory).
Can I make a will online if I live in Havering?
Yes, you can make a legally valid will online from anywhere in the UK, including Havering, Romford, or Hornchurch. WUHLD's online will service is fully compliant with UK law and includes everything you need to create a proper will without visiting a solicitor's office.
How long does it take to make a will?
With WUHLD, you can create your complete will in about 15 minutes from your home in Havering. Traditional solicitors can take weeks due to appointment scheduling and document preparation, requiring multiple trips to offices in Romford or Hornchurch.
What happens if I die without a will in the UK?
If you die without a will in the UK, your estate is distributed according to intestacy rules. This means the government decides who inherits—your unmarried partner may get nothing, and your children's guardians will be chosen by the court, not by you. With Havering's average property price of £430,000, dying without a will could mean your assets don't go where you intended.
Get Your Will Done Today
You've read the facts. You understand the risks. Now it's time to act.
Creating a will isn't something you should put off. With property prices in Havering at £430,000 and most residents holding significant property equity, you've built an estate worth protecting.
WUHLD makes it simple:
- 15 minutes to create your complete will
- £99.99 one-time payment (vs £700+ for solicitors)
- Preview free before paying anything
- 4 essential documents included
- No subscriptions or hidden fees
Thousands of people across Greater London trust WUHLD for their will-writing needs. You can preview your entire will free before deciding.
Don't leave your family's future to chance or the government's intestacy rules. Protect your Hornchurch home, secure your children's guardians, and ensure your estate goes where you intend.
Whether you're a young family in Romford, a professional commuting from Havering, or a pre-retiree planning your legacy in Gidea Park, create your legally binding will today.
Preview Your Will Free – No Payment Required
Related Articles
- How to Make a Will in the UK
- Online Will vs Solicitor: Which Should You Choose?
- Wills for New Parents: Protecting Your Children's Future
- Pre-Retirement Estate Planning: Getting Your Affairs in Order
Legal Disclaimer:
This article provides general information only and does not constitute legal or financial advice. WUHLD is not a law firm and does not provide legal advice. Laws and guidance change and their application depends on your circumstances. For advice about your situation, consult a qualified solicitor or regulated professional. Unless stated otherwise, information relates to England and Wales.