Why Everyone Needs a Will: Debunking Common Myths

Myth 1: "I'm too young to need a will."

Reality: Age doesn't shield you from life's unpredictability, and planning ahead safeguards your legacy. The CDC reports that unintentional injuries rank among the top causes of death for people under 45, underscoring that unexpected events can happen anytime. Without a will, state laws dictate who gets your assets, often ignoring your preferences.

For instance, if you're unmarried but in a long-term relationship, your partner might be excluded entirely, while your parents or siblings inherit instead. A will lets you specify who receives your possessions—whether it's a cherished guitar, a savings account, or even digital assets like your social media profiles.

If you have kids, it's even more critical: a will allows you to name a guardian, ensuring they're raised by someone you trust rather than leaving it to a court's discretion. Consider Sarah, a 30-year-old who drafted a will after buying her first home; when she passed unexpectedly, her partner and dog were provided for as she intended.

Our online will creation tool makes this process quick and affordable, so you can secure your future no matter your age.

Myth 2: "Wills are only for the wealthy."

Reality: You don't need a mansion to need a will—everyone has something worth protecting. A will provides clarity, preventing confusion or disputes among your loved ones, even if your estate is modest.

Imagine you own a car, a small bank account, and a collection of family photos—without a will, your family might argue over who gets what, or the state might distribute them in ways you wouldn't approve. The financial stakes can escalate too: dying without a will (intestate) often leads to higher legal fees and longer probate delays, costing your family more than the price of creating a will in the first place.

Compare that to the simplicity of a will: it's a small investment that saves big headaches later. For example, a £500 legal battle over a £1,000 savings account could have been avoided with a £50 will. Our SaaS platform offers an accessible solution, letting you create a legally binding will for a fraction of traditional costs, ensuring your wishes are honored regardless of your net worth.

Myth 3: "My family will automatically get everything."

Reality: State intestacy laws take over without a will, and they might not reflect your intentions. These laws differ widely by state and follow strict formulas.

In the UK, for instance, your spouse might not inherit everything if you have children. If you're unmarried, your partner gets nothing unless you've explicitly named them in a will—your estate could go to distant relatives instead. What about a favorite charity or a close friend who's been like family? They're typically left out under intestacy rules.

A will gives you control, letting you support the people and causes you value most. Take John, who assumed his sister would inherit his home; without a will, it went to his estranged parents instead. With our digital estate planning tool, you can customize your will to match your unique situation, ensuring your family—and anyone else you choose—receives what you intend.